Credit Education & Coaching
Plain-language coaching on how scoring works, so the score you build this year is still there in five. Part of the full service list; every engagement starts with a free call to (725) 278-4169.
How Credit Education Works at Easy Street Credit Repair
Why scores move the way they do
Payment history, utilization, age, mix and inquiries, in that order of weight. Most people over-worry the last two and ignore the second, which is the one they can change this month.
Utilization is the fastest lever
Reporting under 10% on each card, not just in total, typically moves a score more than any single deletion. We show you the statement-date trick that makes this work without paying cards to zero.
Reading your own report
An hour with us and you'll know what every line means, which dates matter, and how to spot an error yourself next year.
Habits that hold
Autopay on minimums, one calendar reminder before statement dates, and one card you never carry. Simple on purpose.
How this pairs with repair
Every repair client gets this coaching. We'd rather not see you again in two years with the same file.
Ask About Credit Education
Free call back the same day. Tell us what you're working toward.
Often Paired With
Credit Repair
Dispute inaccurate, outdated, or unverifiable negative items on your reports with all three bureaus.
Credit Audit
A line-by-line review of your Equifax, Experian, and TransUnion reports before any dispute is sent.
Business Credit
Build a business credit file separate from your personal score so your company can qualify on its own.
Available in Every State
Everything is handled by phone and secure upload, wherever you live; in-person appointments are available at our Las Vegas, Nevada office. See who we are or read the questions people ask first.
Not Sure Credit Education Is the Right Tool?
Say so on the call. If it isn't, Alex will point you to the one that is. (725) 278-4169, 24 hours.