Finance Consulting for Big Purchases Ahead
Debt-to-income, utilization, and savings strategy for people who are a year out from a mortgage or auto loan. Part of the full service list; every engagement starts with a free call to (725) 278-4169.
How Finance Consulting Works at Easy Street Credit Repair
Debt-to-income is the number lenders quote back to you
We map every monthly obligation against income the way an underwriter does and show you which payoff drops DTI the most per dollar.
The twelve months before a mortgage
No new accounts after month six, utilization under 10% by month nine, seasoned down payment funds by month ten. We give you the calendar.
Auto loans and the dealership trap
Get the approval before the lot, cap the inquiries to one 14-day window, and know your score tier so the finance office can't invent one.
Savings and emergency buffer
Credit falls apart when a $600 surprise lands on a card. The plan always includes a buffer target, even a small one.
Working alongside repair
This is the 'keep it' half of the job described on the home page; most clients pair it with education.
Ask About Finance Consulting
Free call back the same day. Tell us what you're working toward.
Often Paired With
Credit Repair
Dispute inaccurate, outdated, or unverifiable negative items on your reports with all three bureaus.
Credit Audit
A line-by-line review of your Equifax, Experian, and TransUnion reports before any dispute is sent.
Business Credit
Build a business credit file separate from your personal score so your company can qualify on its own.
Available in Every State
Everything is handled by phone and secure upload, wherever you live; in-person appointments are available at our Las Vegas, Nevada office. See who we are or read the questions people ask first.
Not Sure Finance Consulting Is the Right Tool?
Say so on the call. If it isn't, Alex will point you to the one that is. (725) 278-4169, 24 hours.