Credit Repair Services, Nationwide From Las Vegas

How Credit Repair Works at Easy Street Credit Repair

What a dispute round actually involves

We send disputes to Equifax, Experian and TransUnion and, where it makes sense, directly to the furnisher. Each letter cites the specific inaccuracy and the section of the Fair Credit Reporting Act that applies. Generic 'this isn't mine' letters get generic results; specific letters get deletions.

The 30-day clock and what happens at day 31

Bureaus have 30 days (45 in a few cases) to investigate. If they verify, we ask for the method of verification. If they can't produce it, the item has to come off. If they delete, we check the other two bureaus caught up.

Items we see removed most often in Clark County

Paid collections still reporting a balance, medical collections under $500, duplicate collections for the same debt sold twice, and late payments reported during documented hardship plans.

What we won't do

We won't dispute accurate items as 'not mine', file police reports that aren't true, or sell you a credit privacy number. Those get people in federal trouble and we've watched it happen to Las Vegas clients of other companies.

How this fits with the rest of your plan

Deletions raise the score; utilization work keeps it there. Most clients run both at once, and our coaching is included so the file doesn't slide back.